Lose Your Dream, Lose Your Life!

In New York City, a young cop by the name of Joseph was shot in the left eye and right knee during an arrest operation. 3 months later, he was discharged from the hospital and he is a totally different person.

Once a macho, high-spirited handsome young chap, he now was blind and lame. The New York City’s government and other organizations awarded him lots of medals for what he had done. During an interview, a reporter asked him: “How are you going to face such a great change in your life now?” “The criminal is still on the loose and I want to arrest him with my own hands!” He answered with fury in the eye that escaped the shot.

From then onwards, despite dissuasion from all levels, he participated in all arrest operations for that criminal. He had almost gone all over America. Once he even flew to Europe for a minor clue.

9 years later, the criminal was finally caught somewhere in a small country in Asia. Joseph, of course, played a key role in the arrest. He became a hero again. Everybody called him the toughest and bravest man in USA. Not long after, Joseph cut his wrist and died in his own apartment. He left a message that read like this: “All these years, arresting the criminal was my only reason for living. Now that he who has injured me has been brought to justice, my hatred is gone. And so is my reason for living. I have never felt so despair over my handicap.”

Losing a healthy eye or leg is a great distress. But losing your aim or meaning in life after that would mean losing everything. And that is truly tragic. Please do not lose your dream or aim or meaning in life because you need them to keep you alive.

Honman is the owner http://www.my1stopcentre.com and http://www.openyourmindtoprosperity.com He is an internet marketer, an IT professional and a webmaster. He attended lots of seminar in internet marketing and self-improving course and seminars. Please visit for more information. Download a FREE Attraction Accelerator Report at http://www.openyourmindtoprosperity.com/attractionaccelerator.pdf

Road To Financial Freedom

What is financial freedom? I defined financial freedom as the ability to enjoy whatever lifestyles we desire over our life time without the need to work. Sounds good? Yes! This is the reward of financial freedom, and I strongly belief every one of us can legitimately achieve it if we follow a proven approach.

Before I go into details, let me explain how people accumulate wealth. We can create wealth by inheritance, strike lottery, criminal act, working, start-up business, or investment. Getting rich by inheritance and strike lottery are act of God, they are beyond our control. Though we are not able to select rich parents, we can definitely select rich spouses. However, you must born with killer look and body shape to stand a chance to marry millionaires. If you are lucky to strike lottery, you will likely loss all your money because your financial intelligence is not conditioned to handle such windfall. Similarly, wealth accumulates by criminal act will normally end up the same way as the victims. Wealth created by such act is punishable by law and against our conscience. For employees, the chance of getting rich by climbing corporate ladders are as slim as inheritance. Statistically, the probability of becoming fortune 500 companies CEO is 500/6,700,000,000 = 0.00000000746269! The good news is we score higher chance of being rich by starting-up business or investment (stocks and property).

In order to achieve financial freedom by starting-up business or investment, your mental state must be conditioned to handle abundant of wealth. You must understand and practice the right approach to financial freedom. Let me explain to you the progressive path to financial freedom:

• Financial Broke

• Financial Rat

• Financial Protection

• Financial Secured

• Financial Freedom

Financial Broke:
It is defined as one who needs social, parental or third party support to live. This group of people are either jobless without income, mentally or physically challenge or income stream not able to cover expenses. Discounting mentally or physically challenge people, this group are the worse of all. However, given the right financial education and mind set change, Financial Broke people can be uplifted to next financial level.

Financial Rat:
It is defined as one who depends on regular working income or salary to live. He or she cannot survive without working income. Majority of them fall into this category. This group of people can be doctor, lawyer, manager, engineer, self-employed or employees who live in big or small houses and drive expensive or cheap cars. Basically, they need working income to cover their expenditures. They live like rats racing around circles. Given sufficient financial education, this group of people can be easily uplifted to next higher level. The ironic is the higher the level of comfort zone (false sense), the more difficult they are able to take the first step to financial security.

Financial Protection:
It is defined as one who has enough cash saving to last him or her for at least 12 months without working. The 12 months safe period buy them time to get alternate source of income to support their expenses. This safety net is critically crucial. The cash saving must be kept secretly untouched for as long as we live. It may save our life when the world suddenly falls apart. So, keep this amount in cash and hide it in a secret location even when one reached financial security or financial freedom.

Financial Security:
It means having passive income that is similar to the amount of expenses. That means we do not have to work anymore. We need not be rich to arrive at this level. For example, one needs $2,000 per month to live while other needs $6,000 to live. The higher the desire standard of living, the higher the amount of passive income we need to have. Remember, personal finance is about cash flow, similar to business. One has the option to stay at this level for good or proceed to the level of Financial Freedom. The beauty of Financial Security is that we do not work for money anymore, we work for passion. As a result, this group of people achieves financial freedom faster and easier than others.

Financial Freedom:
It means having passive income that far exceeds ones expenses, and we are able to live in the lifestyles we desired. This is the level for rich and famous. The challenges at this level are to give back to society, help the needy and make the world a better place to live in.

Christopher Goh is a Financial Adviser who based in Singapore. He achieved financial independent and debt-free by age 36 through saving and prudent investment. Christopher passion is to share his knowledge on the importance of financial protection and wealth creation. For more information about Christopher, go to http://www.growmoneytree.com

To learn more about financial freedom, visit http://www.growmoneytree.com/